– You must be at least 18 years old to use our services

– You are responsible for maintaining the security of your account and password

– You must use our services in compliance with applicable laws and regulations

– Our website, services, and products are protected by intellectual property rights

– You may not reproduce, modify, or distribute our content without our permission

– Our services and products are provided on an “as is” and “as available” basis

– We disclaim all warranties, express or implied, including fitness for a particular purpose and non-infringement

– Customers may opt-out by replying STOP or ask for more information by replying HELP. Message frequency varies. Message and data rates may apply.

– We shall not be liable for any damages, including incidental, consequential, or punitive damages

– Our liability shall be limited to the amount of fees paid by you to us

– We may terminate or suspend your account or access to our services at any time

– Upon termination, you shall immediately cease to use our services and website

– These Terms shall be governed by and construed in accordance with the laws of USA

– Any disputes shall be resolved through binding arbitration in accordance with our Arbitration Policy

– We may update these Terms from time to time

– We will notify you of significant changes by email or through our website